OnBill Financing

What is OnBill?Let us explain

OnBill is a short-term contract that provides financing for qualifying renovation projects that reduce utility bills with no money down. Payments are made on your utility bill. While OnBill financing has been around for many years, only recently has the application process been simplified enough for small businesses to take advantage. OnBill programs vary widely by state and utility provider. In some states, OnBill may only be used for very small projects and the property owner must pay an interest rate. In other states, there may be zero interest. In almost all cases, the property owner is required to have good credit to qualify. Check out our product matching tool to make sure that OnBill is right for you.

Case StudiesProjects funded with OnBill

First and last tavern, Plainville, CT

“The cost of food, beverage, and labor is rising. As a small business, we don't see a lot of opportunities for savings. It's easy for companies or programs to say they can benefit your restaurant, but this program actually delivers”
- Russ Nemarich, VP of First and Last Tavern.

Energy savings:$111,000
Project type:New lighting system

Ion bank, Meriden, CT

“Our business depends on the success of the community. These energy upgrades help us to reinvest dollars back into the community and local charities. Plus, it makes my facilities job easier.”
- Normand Chouinard, Facilities Manager, Ion Bank

Energy savings:$15,000
Project type:New lighting system

Geissler's supermarket, Windsor, CT

“This is a program that truly works for small, family businesses. We’ve seen results in both our energy usage and the overall quality and comfort of our Windsor location. It’s why we’ve moved forward with upgrades at nearly all of the Geissler’slocations.”
- Jim Nilsson, Owner and President, Geissler’s Supermarket.

Energy savings:$63,000
Project type:Upgrades to commercial appliances