Smarter than a small business loan
SMARTER THAN A CONSTRUCTION LOAN FOR BUILDING OWNERS
Save money each month, reduce emissions, and grow your business
BETTER THAN A SMALL BUSINESS LOAN FOR BUILDING TENANTS
pre-qualify with our lenders, the largest network of its kind in the U.S.
CALCULATE YOUR BOTTOM LINE WITH YOUR NEW TYPE OF FINANCING
Our lenders are unique. They are the only ones who can finance real estate projects through D.C. and Maryland government development programs that guarantee to reduce your utility bills; improve interior space quality or increase property value; grow your business; and protect the environment.
The Value Calculator shows you the approximate extra annual income to your business when you finance a project with our lenders by comparing your property with similar buildings.
This type of financing is better for your business
- Government-approved lenders;
- Guaranteed utility savings;
- 100% financing with fixed low rates;
- Terms from 5 to 25 years;
- Zero money down with no payments for 6+ months;
- Non-recourse and no personal guarantee required;
- Protects your ability to borrower money in the future;
- Based on property equity, not your business’ credit score
WHO HAS ALREADY USED IT?
Praised by Scientific American and Harvard Business Review, this type of financing first caught the attention of the largest real estate companies in the region.
Owners of Fashion City mall, Anne Arundel Mills, the D.C. United Stadium, the Westin hotel, Bowie Town Center, and The Yards as well as Jones Lang LaSalle and Johnson Controls were the early users, but few lenders were focused on smaller businesses.
Usurp Power brings this powerful tool to small and medium sized businesses. Our lenders will service both owners and renters for a range of project types from $50,000 to $5 million and a range of property types, including:
HOW DOES IT WORK?
The program is enabled by state-level legislation that intends to modernize the region’s building stock. It does this by incentivizing lenders to offer you great terms, simple contracts, and an application process more similar to a car loan than a mortgage.
Why have fewer than 10% of commercial properties in the U.S. undergone full clean energy retrofits?
Because paying for utility savings projects isn’t a top priority for most people since it usually takes years before the utility savings offset the renovation costs. Financing could solve this problem, but few loans offer long enough terms and low enough rates to make sense.
This program changes that.
WHAT IS USURP POWER?
Usurp Power is the marketplace that connects business owners to the largest network of sustainable capital providers in the U.S., ensuring that even the smallest businesses can afford clean power.
The company was founded with the mission to help small businesses obtain the pricing advantages that major corporations have long enjoyed and to create a platform that uses low prices to accelerate the adoption of green building best practices.